Market Ready Concierge

Get Your Home Market-Ready With $0 Upfront

Cover the cost of preparing your home for sale—from painting and repairs to staging, flooring, landscaping, and more—then repay the amount used when your home sells.1

No impact on your credit score to apply or access funds.

Flexible Seller Financing

A Simpler Way to Prepare Your Home for Sale

Selling costs can add up quickly. Market Ready Concierge gives qualified home sellers fast, flexible access to funds for many common pre-listing expenses—with no upfront payment required.1

$75K

Access Up to $75,000

Unsecured funding for qualified sellers, with the available amount based on creditworthiness.

Zero

No Credit Impact

Checking your offer and accessing approved funds uses a soft credit inquiry.

Any

Choose Your Vendors

Use the contractors and service providers you and your agent trust.

Close

Repay at Closing

No monthly payments. The amount used, interest, and fees are generally repaid at closing.1

A smart investment in presentation

Prepare. Present. Sell.

Use Your Funds to Get Market-Ready

Cover a wide range of expenses associated with preparing and presenting your home for sale.

Painting

Flooring

Roofing

Cabinetry

Lighting & Fixtures

Plumbing & HVAC

Landscaping

Staging

Deep Cleaning

Photography

Moving & Storage

General Renovations

4 Straightforward Steps

How Market Ready Concierge Works

From checking your offer to repayment, the process is designed to keep your home sale moving forward.

01

Check Your Offer

Complete a quick application with no impact on your credit score.

02

Access Your Funds

Once approved and documents are signed, funds are available during the 180-day draw period.

03

Pay for Improvements

Use a debit card, bank transfer, or vendor check for eligible home-selling expenses.

04

Repay at Closing

The funds used, applicable interest, and fees are repaid through the closing process.1

Program Details

The Essentials at a Glance

Costs

Interest rates from 8.99% to 16.99% APR, based on creditworthiness

Interest accrues only on the funds actually used

One-time $499 origination fee when funds are first drawn

No monthly payments

No cost if approved funds are never used and the loan is closed

Repayment is generally completed through closing1

Basic Qualifications

Minimum 680 credit score for access to as much as $50,000

Minimum 780 credit score for access to as much as $75,000

Own the property or be authorized to act for the owner

Have sufficient equity in the home

Have a signed listing agreement with a real estate agent

Property list price under $4 million

Additional eligibility requirements apply. All loans are subject to credit approval and lender underwriting.

Program Details

The Essentials at a Glance

Selling costs can add up quickly. Market Ready Concierge gives qualified home sellers fast, flexible access to funds for many common pre-listing expenses—with no upfront payment required.1

No. The application and approval process uses a soft credit inquiry, which does not affect your credit score. Your credit score will also not be affected when you access approved funds.

Downloadable Resources

Learn More About the Program

Review the seller overview or explore detailed answers before getting started.

Seller Overview

Seller Program Overview

A quick overview of the program, its primary benefits, and how the process works.

Download PDF ↓
Program FAQs

Frequently Asked Questions

Detailed information about eligibility, approved uses, costs, repayment, and more.

View FAQs →

Ready to Get Your Home Market-Ready?

See what you may qualify for in minutes, with no impact on your credit score. Your Coldwell Banker Schneidmiller Realty agent can help identify the improvements that could best prepare your home for the market.

1. Interest applies. Loan funds, interest, and fees are due upon closing of the sale of your home, termination or expiration of your listing agreement, suspension of the loan, loan acceleration, or twelve months after loan origination, whichever is sooner. Notwithstanding the Loan Repayment Date in the loan agreement, an origination fee will apply, and interest will continue to accrue until the loan is repaid in full. Subject to the terms of your loan agreement and Notable’s terms and conditions.

The Concierge loan program is provided by Notable. Concierge loans are made by either Notable Finance, LLC, NMLS #1824748, an affiliated lender of Notable Finance, LLC, or Quorum Federal Credit Union. Loan eligibility is not guaranteed, credit limits vary, and all loans are subject to credit approval and underwriting by Notable. This mockup disclosure should be reviewed against final approved program language before publication.